Cheques Bouncing New Rules - Under Negotiable Instruments (Amendment) Bill, 2015

In India, cheque bounce cases are the most common financial offences and carry a big penalty for the issuer. But with the government's new norms, there's a bit of relief for victims. 

New Appointments in May 2015 for SBI IBPS PO, RRB & Clerk

Hello Readers, 

Today we are providing the list of important appointments in India and world in May 2015.

New Appointments in April 2015 for SBI IBPS PO, RRB & Clerk

Hello Readers, 

Today we are providing the list of important appointments in India and world in April 2015.

Under Indradhanush Mission 7 Big Announcements to Revamp PSU Banks

Finance Minister Arun Jaitley unleashed big bang reforms for the public sector banking system in a bid to revitalize capital-starved and corruption-prone state-run banks.

Banking Awareness Important Questions Set 2 for IBPS PO & Clerk, SBI

1. Banking Ombudsman is appointed by

Rankings of India in different Indexes of World (Updated)

Hello Friends, In this article we have provided the Ranking of India in different Indexes over the world.  

Banking Awareness Important Questions Set 1 for IBPS PO & Clerk

1. What is a Repo Rate? 

a) It is a rate at which RBI sell government securities to banks 

b) It is a rate at which banks borrow rupees from RBI 

c) It is a rate at which RBI allows small loans in the market 

d) It is a rate which is offered by Banks to their most valued customers or prime customers 

e) None of these 

Banking Awareness Current Affairs 1st - 5th August 2015

HSBC India plans to launch ‘green bonds’

• HSBC India’s chairman Naina Lal Kidwai announced to launch ’green bonds’ in India for raising funds for investments in environmental projects.

Headquarters of Public & Private Sector Banks in India

We are providing updated list of Headquarters of Public & Private Sector Banks in India.

For list of Current CMD/CEO, taglines and year of establishment of Indian Banks.   Click Here

Banking Chapter-4 "SBI, Its Management & Functions "

State Bank of India was established on the Recommendation of All India Rural Credit Survey Committee (AIRCSC) with the aim of providing banking Services in the rural areas of the country. SBI was Established in 1955 under the State bank of India Act,1955.

Capital of States & Union Territories of India

Dear readers, 

Here we are providing the list of Capital of the Indian States and Union Territories.

Banking "Principles Of Sound Lending & Types Of Banking" Chapter-2

Principles of Sound Lending

Lending is one the primary function of a bank. The banks accept deposits from people and then lend that money to the needy people in the form of loans, advances, cash credit and overdraft. Interest received from these lending is the main source of income for the bank. So a bank should examine the security offered against loan, credit worthiness of the borrower and the purpose of the loan. Therefore a bank uses these following principle for smooth running of the business.

Bank Meaning and their Functions & Structure-Banking Notes/Chapter-1

Concept of Banking/Bank

1. Banks are the financial institutions which accept deposits from the people and give loans to the needy people for the purpose of consumption or investment.